Colorado Springs Bankruptcy and Credit Repair Attorney
- Are you concerned about the long-term effects of bankruptcy?
- Do you feel that you will be unable to ever get a credit card or loan again?
- Is that concern preventing you from filing bankruptcy?
At the law offices of John A. McLaughlin Jr., P.C. in Colorado Springs and Pueblo, Colorado, we help our clients achieve that long-awaited "fresh start" toward credit repair. Lifting the burden of overwhelming and out-of-control debt is the first of many positive steps after you file for bankruptcy.
The Process of Credit Repair
A Chapter 7 or Chapter 13 bankruptcy will make loans and credit cards more difficult to secure, but not impossible. The easiest loans to get, regardless of a credit score, are car loans, school loans, mortgages and credit cards. There is certainly an opportunity for significant credit repair with timely payments on a post-bankruptcy loan.
It is important to note that bankruptcy only solves one side of the financial formula that led to bankruptcy. Debts are erased, but income is an equal factor in growing debt problems. Post-bankruptcy, that issue must be addressed as well.
Smart Financial Decisions Following Your Fresh Start
At the law offices of John A. McLaughlin Jr., P.C., we will work hard on your Chapter 7 and Chapter 13 bankruptcy filings. We will educate you on the best strategies, the mandatory credit counseling, and the mandatory debtor education processes that are involved.
That counseling and education coupled with our bankruptcy talents can turn the negative experience of too much debt into a positive experience of regaining control and peace of mind. A post-bankruptcy life should be about providing you with a fresh start and giving you the tools for credit repair.
Contact Us
To get more information or to schedule an appointment with an experienced lawyer regarding credit after bankruptcy, please contact us.
